Stebby's new health
insurance module - 360° Health Protection
Conveniently in one environment
The insurance product has been designed in packages to help employers and employees better navigate the insurance cover and choose the package that best meets their expectations.
Stebby's "360° Health Protection" is an insurance solution where Stebby OÜ is the policyholder and insurance agent. The insured person is the user of the Stebby health insurance solution. The insurance service is provided by ERGO Life Insurance SE Estonia branch.
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Insurance made easy
Choose the most fitting solution among our versatile packages
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Effortless to manage
Conveniently manage employees' health insurance and wellness compensation in one place
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Clear overview
Overview of employees' insurance and wellness services
Health
insurance with modern medical care
The tax effective health insurance enables the employer to use national tax exemption for wellness subsidies up to €400 per year.
PS! The coverages below are valid for insurance contracts signed by the employer and valid from 01.10.2024 onwards. The coverages for contracts signed before that can be seen HERE.
Plans
Coverage
Additional info
The Be Healthy package – suited for employees who use some of their compensation for wellbeing benefits and some for health insurance. This way, in addition to general health-related issues, the employee can have preventive health checks before exercising, as well as treatment and medical care for any problems that may arise as a result. The package offers support for athletic people who are mindful of their health.
Please note – In the event of an insured event, the insurer will reimburse the cost of up to 2 (two) teleconsultations provided to the insured person by a psychiatrist or psychologist (including a qualified psychotherapist) during the insurance period. A referral is required when consulting a psychologist, psychotherapist or a psychiatrist.
Additional info
The Fast Treatment package – suited for employees who prioritise fast treatment and medical care in the event of a health emergency as opposed to wellbeing services. This package comes with the highest insurance limits and the main focus is on general and specialised outpatient and inpatient care.
*Please note – In the event of an insured event, the insurer will reimburse the cost of up to 5 (five) teleconsultations and/or outpatient consultations provided by a psychiatrist or psychologist (including a qualified psychotherapist) to the insured person during the insurance period. A referral is required when consulting a psychologist, psychotherapist or a psychiatrist..
Additional info
The Cared For package – suited for employees who would like guaranteed assistance with all major health issues. The package covers prevention and treatment services as well as the necessary aids for recovery.
- General health insurance terms TI.0190.20
- Special terms and conditions TI.0191.20
- List and description of covered critical illnesses TI.0191.20 appendix
*Please note – In the event of an insured event, the insurer will reimburse the cost of up to 2 (two) teleconsultations and/or outpatient consultations provided by a psychiatrist or psychologist (including a qualified psychotherapist) to the insured person during the insurance period. A referral is required when consulting a psychologist, psychotherapist or a psychiatrist.
How does joining with health
insurance work?
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Join with Stebby
Create your personal account and a company group. Add employees to Stebby
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Choose your package
Choose a suitable insurance or wellness package for your employees
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Manage policies
Conveniently manage wellness service in Stebby
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All data is encrypted
We use best practices to keep information safe from prying eyes.
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Highly rated customer support
Our customer support will quickly answer all your inquiries.
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Scalability
Stebby is ready for the growth of your business - be there only 1 or over 1000 employees
Take the first steps
Create your account, create a company group account, add employees and set up your compensation plan!
Wish to know more?
